4.99% PLUS 2/1 Buydown! $1,578/mo P&I Save $920 a month with this rate (Vs. 7.02%) Save thousands on closing costs and secure your dream home with just a $1,000 deposit! Full brick home, open floor plan with a chef-inspired kitchen featuring cabinets adorned with crown molding and hardware, quartz countertops, and top-brand appliances. Additional highlights include a separate formal dining room, a breakfast nook overlooking the spacious great room, and luxurious wood grain vinyl flooring. Retreat to the primary ensuite with double vanity, quartz countertops, a 5' tiled shower, and a walk-in closet. Enjoy outdoor living on the 10x14 covered porch. This resort-style community is zoned for A-rated Clay County schools and offers a prime location just minutes from Fleming Island's shopping, dining, and services, with NAS JAX only 25 minutes away. Surrounded by conservation areas, parks, and golf courses.The community features a water park, lap pool, clubhouse, tennis courts, and playground